Chime has made it simple to send and receive money to and from contacts. Its fast payment feature has amazed a large number of people. The fastness with which Chime enables its users to transfer money is quite appreciable. But, sometimes, the same fastness causes trouble to many users. Yes, it happens when the user sends money to a wrong person or sends an incorrect amount. All it happens so fast that users don't get time to realize their mistakes. That's why many people who use Chime bank accounts as their online personal payment wallet, could be seen asking questions such as- How do I cancel a Payment on Chime? How do you cancel a pending transfer in Chime?
When I realized that many people are not familiar with the facts about canceling money transfer on Chime payment, I thought it would be a great idea to write on this topic. To make sure you don't make any mistake that many other users do after making a wrong transaction on Chime, I am going to answer some of the commonly asked questions.
So, as we always do let's start with some basics:
Can I cancel the Chime transaction?
Be informed that when anyone, who uses Chime, sends money to another user, the transaction is done in just a few seconds. The recipient on another side receives money instantly as soon as the sender presses the send button. Also, it is worth noting that before and after sending money through Chime, you will not find any option that can prevent your payment from getting completed.
So, the idea here is to be careful and alert while sending money. Any small mistake can lead you to lose your hard-earned money. However, there is one condition in which you can cancel your Chime payment. And the condition resides in the status of your payment. Always remember that you can cancel pending Chime payment with ease of mind. Find more information in the next section.
There could be so many reasons behind getting the pending status for any of your payment on Chime. Poor internet connection, use of an old version of the application, exceeding the limit, and interruptions in the network of the bank may result in delaying and pending status on Chime. Whatever may be the reason for pending payment status, a piece of good news is that users can cancel their pending Chime payment in just a few simple taps. That’s how you can cancel your incomplete and pending payment on Chime.
Log in to your Chime Spending Account.
Go to your activity and select the transaction that is pending.
The next moment, you will find the "Cancellation" tab. Tap on it.
Now once again press the cancelation tab to confirm and finish the cancellation button.
As soon as you cancel the pending payment, your transaction will be aborted. As a result, the amount will not be deducted from your Chime bank account or any other linked bank account. To confirm the successful cancellation of your Chime money transfer, you can check the status of your payment. The status will be "Cancelled".
How to Disable Transactions on Chime?
What I like most about Chime payment is that it lets the users to completely disable transactions. It means if you wish you can prevent your account from sending money in just a few simple taps. The purpose of this feature is to stop the unwanted charges from occurring on account in the situation of losing access to a Chime Visa Debit card. Following are the quick steps:
Open Chime on your phone.
Navigate to the settings and go to the security section.
From the drop-down menu, select Chime card transaction and tap the "turn off" tab.
Once you disable the payment feature, feel relaxed as nobody can steal money from your account.
In short, it is relevant to say that a task of transaction cancellation is about luck and promptness. I hope you will find today's post: How to Cancel a Payment on Chime quite helpful and effective. Certainly, all the steps and information will come as a great deal when you will have to dismiss a transaction. If you think you didn't get the answer to any of your questions, you can contact us. We will be pleased to help you out.