When it comes to doing the instant transfer of money to contacts, most of the people prefer to use online methods. But, the harsh truth is that, sometimes, sending money all of sudden can be hectic for anyone or invite charges. So, the idea here is to use a reliable, fast, safe, and user-friendly payment method which doesn't charge a fee. And Chime is such an online banking app that meets a broad range of expectations. To help you understand all about Chime instant transfer, I am going to answer some of the most commonly asked questions.
What I have personally liked about Chime is that it does not apply the unnecessary fees. From sign up to sending and receiving money to and from contacts through Chime is totally free. Even instant transfers and bank deposits are free too. But, the task of sending and receiving money may be troublesome for those people who don't know the right method to do quick transfers in Chime. That's why I thought it would be a great idea to describe the simple steps to send and request money to and from contacts using Chime mobile app.
It takes no more than one minute to follow the simple steps to transfer money using the Chime payment app. Also, all the steps are quite simple and straightforward that you can follow with ease of mind. If you have already created and set up your Chime wallet, you can follow these step by step instructions and help your friends, relatives, and contacts who also use Chime.
Login to your Chime account is the starting point.
From the home screen, select the "Move Money" tab.
The next screen will open up with some options. You must select "Transfers" from the drop-down menu.
Then, right here you need to select "Pay Friend".
Now here comes an important step. You will be required to enter the recipient's name and Chime name.
Or, you simply can pick up the person from your contacts list.
Enter the amount carefully, make sure you enter the right amount.
Before you send money, check everything like the name of the person you are transferring money and the amount.
If everything looks fine, proceed, and send money.
Important Note: Be informed that according to the latest update, Chime users can send up to $2000 in a month using a Pay friend feature.
Can I receive money with Chime?
Yes, you will be glad to know that like Cash App, PayPal, and Venmo, etc, Chime users also can request money. These are steps to follow to request money from your contacts.
Sign in to your Chime mobile app.
Now from the home screen, tap on the pay friend button.
Then, with the help of a search bar, you can find out the person from whom you want to request money.
You can find out the person by name, phone number, email, or Chime user id.
Further, enter the amount you want to receive from your friend.
Also, write a quick description to tell the reason why you need money.
Once you send a money request, your friend will receive an instant notification through an email and SMS. If your friend wishes, she/he can open the link and follow the simple on-screen instructions and send money to you. However, this is not a guaranteed way to get money. Alternatively, you can add money to your wallet from other bank accounts.
That's the end of today's lesson: How Chime Instant Transfer works. To make sure you do not make any kind of mistake, we also discussed how to send and receive money to and from contacts using Chime. If you stick with the information mentioned above, you will not have any kind of problem. In case you think you didn't get the answer to any of your questions, feel free to get in touch with us.