Today, in response to huge demands from our regular readers we are going to discuss: how to delete PayPal account? Also, I will help you understand the simple steps to follow to close a PayPal account of a deceased person.
Possible reason for deleting a PayPal account
PayPal is a safe payment app. Whether you need to send or receive money to and from contacts, PayPal works perfectly. But, critics say that, in comparison to other payment apps, PayPal is not the best payment for everyday payments. It charges users to receive money and takes a lot of time to handle disputes. Many People don't like PayPal's fee structure. They charge higher fees in comparison to other payment apps. Above all, PayPal is highly vulnerable to fraud.
With this in mind, it is quite normal to think- how do I delete my PayPal account? However, let me clear one thing that every problem has a solution. Before deleting your PayPal permanently, you can contact us and get help. But, if you are determined to delete your PayPal account or someone's account who has died, continue to read this post.
Can I delete my PayPal account without logging in?
The shortest possible answer to this question is - NO. Successful login is an inevitable part of everything. Whether you need to send or transfer money or even delete a PayPal account, you will have to first get into your account. Sign in is a starting point to do anything with PayPal.
In case you have forgotten the PayPal's password, worry not. You can change PayPal password in just a few simple clicks on a PayPal site with ease of mind. Note that you can't change PayPal password through PayPal app. That is only possible through the PayPal site.
How to delete PayPal account on iPhone?
Some of you might have tried a lot but have failed to delete a PayPal account on iPhone. Do you know why? Because PayPal does not allow the users to delete their PayPal accounts through PayPal mobile app. With that being said, I mean, you can't delete a PayPal account on any phone whether it is iPhone or Android. Only through an official PayPal website one can close his PayPal account.
Important Note: With the help of a web browser on your phone, you can visit the PayPal site and delete your account.
How to delete PayPal account?
So, you are determined to close your PayPal account permanently. If so, read here carefully about the PayPal account closing policy.
Let's put the first thing first: Just deleting a PayPal app from your phone does not mean that you have deleted your account. These are some quick points to remember before closing your account on PayPal for complete and successful closure.
You need to make sure that there is no balance left in your PayPal wallet. If there is any balance left in your wallet, take a minute to transfer it to your linked bank account.
Go to the payment history and ensure that there is no pending payment left. If there is any, either cancel it or wait until it gets successful.
You will be unable to delete your PayPal account as long as there is limitation. Wait until the limitations are left from your account.
Steps to delete PayPal account
If you are done with all above mentioned formalities, you can follow the below mentioned steps and delete your PayPal account for always.
First step is to login to your PayPal account on site.
Select the setting button with a gear shaped icon.
Scroll all the way down and click "Close your account".
Once you delete your PayPal account, you will receive a confirmation email from PayPal.
How to close PayPal account of a deceased person?
A death of someone from closed contacts brings both pain and responsibility. A pain might be temporary but responsibilities are permanent. Among so many responsibilities, one is to get closed are running accounts including PayPal. Gladly, PayPal has put in place a simple and straightforward way to close a PayPal account of a dead person. If you are an executor or administrator of a deceased estate, you will require to share the below mentioned documents with PayPal.
A death certificate of the deceased person.
Government approved photo id proof of requestor.
Supportive and legal documents like will that clearly identified the executor.
Cover sheet from the requestor and contact details including email, phone number, and address.
All these papers you have to send to the PayPal office at P.O. Box 45950 Attn. ICA Omaha, NE 68145
Once you delete your PayPal account, you will lose access to it forever. All of your unused redemption codes or coupons will collapse, if there is any. In addition to that, all of your unpaid money requests will be cancelled automatically. Plus, your account will not be visible to your contacts anymore who use PayPal. Though if you wish you can create a new account with the same email id.