Joint PayPal Account: What Is It, How To Create It? Explained

Time & again PayPal users contact us and ask answers to their questions. And this time, we have received a lot of queries about- What is a Paypal joint account? How to create a joint account on PayPal? As the name suggests, a joint account is such an arrangement which allows two persons or more than it to use one account. However, this kind of feature is not new in the payment system. It has been in practice in the banking system for the last many decades. But, in the mobile based payment system, PayPal is the first who introduced this feature.

A Combined PayPal account can be a great help for those users who want to share access with their closed partners. It is also a great way to maintain the crystal clear transparency in the flow of the money. Also, you can reduce the burden of handling all transactions to the significant level by sharing access with your trusted ones.

Find more information below! But, first of all, as we always do, let's begin with the basics.

What is a joint account on PayPal?

As I mentioned earlier, the joint PayPal account feature offers login,& payment access to two or more than two persons to one PayPal payment account. Also, remember that this kind of account is available for only business account holders. Users who have business accounts, only they can add multiple users to access one account. The best part of it is that all the users will have their own separate passwords. Reportedly, there could be a maximum 5 multiple users on one joint PayPal account.

But, in case if you are running a personal or premier PayPal account, you can upgrade to a Business account and add your wife, husband, friend or business partner hassle-freely. But, in case if you don't have any PayPal account, then scroll down to know how to create a brand new Joint PayPal account.

Joint PayPal Account: Can two people be on the same PayPal account?

Yes, you will be glad to know that two or more than two people can hold the same account. And also, login at the same, make a transaction and check out the payment history. Not only this, according to requirement, you can remove any existing user and add someone else. Everything is possible & available at your fingertips.

How to create a joint account or upgrade to PayPal business account wallet?

This section is for them who are existing users of PayPal & already have a PayPal business account. If you own a business account, you are just a one step away from creating a combined payment account on PayPal. These are the steps to follow:

Login to your business PayPal account with your Id & password.
Now click on the gear-shaped icon available on the dash board or home screen.
From the drop down menu, pick up account settings and then further choose "additional owners".
Right here on the screen, you will get a form which you need to fill.
You need to type the details of another person whom you are going to make a user.
Enter the details like first & last name, date of birth, nationality, phone number & address.
Now check out all the details you have entered. If everything looks fine, click on the "Save" button.
On the next page you will get an important option. You will get an option to allow a limit of access. You can enable & disable any type of access.
Once again press the "Save" button to confirm the settings.

Now you are all set to go ahead to enjoy joint PayPal account service with ease of mind. A combined PayPal account can do wonders if you are into any kind of partnership business or share the same resources.

Bottom Line

That is the end of today's lesson: what is Joint PayPal account & how to create It. Don't forget that if you are already using a personal or premier PayPal account, you will be required to upgrade your membership. If you need any kind of assistance or face any issue while upgrading your membership, let me know through the comment section or contact us directly. We will try to help you out as soon as possible.